WHat does a jewelry appraisal report look like?
Why United Jewelry Appraisals?
To date, we have appraised over $65 million dollars worth of fine jewelry and watches in 11 markets (FL, GA, AL, SC, NC, TN, WV, OH, KY, IN, & WI). We are currently subcontracted to provide gemological and appraisal services to Signet Jewelers, the world's largest retailer of diamond jewelry.
An experienced and qualified fine jewelry appraiser should first and foremost be a Graduate Gemologist. We are graduate gemologists from the prestigious Gemological Institute of America (GIA). Second, the appraiser should be educated and trained in the art of appraising and appraisal writing. We are members of the National Associating of Jewelry Appraisers (NAJA).
All fine jewelry and timepieces are appraised while you watch so the piece(s) are always in your presence making the process secure and confidential. You are welcomed to visit our home office or we will travel with our mobile gemological & appraisal equipment (additional fees may apply – please refer to fees information section) to your home, office, attorney’s office, insurance provider’s office or bank. Depending on the type of appraisal report and number of fine jewelry and timepieces that have to be appraised, most appraisals are completed during our meeting. You are welcomed to ask questions during the appraisal process. At the end of our meeting you will have a printed written appraisal report which includes a color photograph for each fine jewelry and/or timepiece.
An experienced and qualified fine jewelry appraiser should first and foremost be a Graduate Gemologist. We are graduate gemologists from the prestigious Gemological Institute of America (GIA). Second, the appraiser should be educated and trained in the art of appraising and appraisal writing. We are members of the National Associating of Jewelry Appraisers (NAJA).
All fine jewelry and timepieces are appraised while you watch so the piece(s) are always in your presence making the process secure and confidential. You are welcomed to visit our home office or we will travel with our mobile gemological & appraisal equipment (additional fees may apply – please refer to fees information section) to your home, office, attorney’s office, insurance provider’s office or bank. Depending on the type of appraisal report and number of fine jewelry and timepieces that have to be appraised, most appraisals are completed during our meeting. You are welcomed to ask questions during the appraisal process. At the end of our meeting you will have a printed written appraisal report which includes a color photograph for each fine jewelry and/or timepiece.
Why do i need an appraisal?
The most common reason an appraisal report is needed is for insurance purposes. Almost all insurance companies (State Farm, USAA, Jewelers Mutual, Progressive, GEICO, Nationwide, Liberty Mutual, Farmers, AllState, Chubb, Travelers, JIBNA, and AAA to name a few) require an appraisal report to provide insurance coverage as most insurance companies cap between $1,500 to $2,500 under the home owners / renter’s insurance policies. It doesn’t matter if you have $5,000, $20,000, $100,000 or more in jewelry you are not covered without a proper jewelry insurance policy which requires an appraisal report. Think of your vehicle/car - it has its own insurance coverage. Fine jewelry and timepieces require their own insurance coverage too. Don’t become the young man whose fiancee dropped the engagement ring in the ocean when he presented it or the lady whose home got broken into and over $40,000 of jewelry was stolen! Unfortunately, neither one of them had jewelry insurance and both found out the hard way they were out of pocket – TRUE STORIES!
The appraisal report will also help you prove that jewelry is in fact yours as well as help you determine values for estate purposes, divorce settlements or private sales.
The appraisal report will also help you prove that jewelry is in fact yours as well as help you determine values for estate purposes, divorce settlements or private sales.
What if I already have an appraisal generated by the store/entity where I bought the fine jewelry or timepiece?
In many cases these appraisals are “free” and included with your purchase, however; keep in mind this could be a conflict of interest as the store/entity that is giving you the appraisal has a vested interest in you making a purchase. Besides, the appraisal may have inflated values to make you think they gave you a deal of a lifetime. Go back to the good ole saying, “Nothing in life is free……” At United Jewelry Appraisals we don’t buy or sell jewelry. We are independent appraisers and our responsibility and commitment is to you the consumer. We approach the appraisal in an unbiased way to give you the condition and value of your fine jewelry and timepieces to the best of our ability. You don’t benefit by getting inflated replacement values that will make you overpay on your insurance coverage.
What type of payment do we accept?
Visa, Master Card, American Express, Discover Card , Debit Card, check, and cash.
How long does an appraisal take?
Depending on the type of report each fine jewelry or timepiece item can be appraised in approximately 20 minutes. Multiple items, complex items and Fair Market Value and Hypothetical reports can take longer. Please keep in mind, if research is required, the report will not be completed and generated during our meeting. We will assess the fine jewelry and/or timepieces and gather the necessary information so you can take the pieces with you. Generally, the report will be completed and shipped to you within 48 business hours. If additional time is required, you will be notified prior to beginning the appraisal process to make sure the time frame works for you.
What if I need to cancel my appointment?
We understand unexpected situations may arise and that you may not make it to your scheduled appointment. If possible, we respectfully ask to contact us 48 hours to re-schedule or cancel. Time is valuable and we schedule appointments to avoid waiting time, to be prepared to give you our full attention or to give another client the opportunity to schedule an appointment who may be able to see us on a short notice.
UNITED JEWELRY APPRAISALS, LLC.
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